Terms of Service

By creating an account, accessing, or using the Parful platform ("Platform"), you agree to be bound by these Terms of Service ("Terms"), our Privacy Policy, and all applicable laws and regulations. If you do not agree to these Terms, you may not use the Platform.

Parful Inc. ("we," "us," or "our") reserves the right to update these Terms at any time. We will notify you of material changes by email or through the Platform. Continued use of the Platform after such changes constitutes acceptance of the updated Terms.

You must be at least 18 years old (or the age of majority in your jurisdiction) to create an account and use the Platform. By using the Platform, you represent that you meet this age requirement. If you are using the Platform on behalf of an organization, you represent that you have authority to bind that organization to these Terms.

You must provide accurate, current, and complete information during registration and keep your account information updated. You are responsible for maintaining the confidentiality of your password and for all activities that occur under your account.

You agree to notify us immediately of any unauthorized access to or use of your account. We are not liable for any loss or damage arising from your failure to protect your account credentials.

We reserve the right to suspend or terminate accounts that violate these Terms, contain false information, or remain inactive for an extended period.

Parful is a golf management platform that provides tools for:

• Golf club and society management (membership, events, competitions, handicap tracking)
• Fundraiser and charity golf event organization (registration, sponsorship, donations, scoring)
• Golf trip planning and coordination
• Event registration, payment processing, and score management
• Communication tools including email notifications and announcements

We provide the Platform "as is" and do not guarantee uninterrupted, error-free, or secure service at all times. We may modify, suspend, or discontinue any feature of the Platform at any time with reasonable notice.

Operators (club owners, event organizers, trip planners) are responsible for:

• The accuracy and legality of event information, pricing, and descriptions they publish
• Compliance with all applicable laws regarding their events, including tax collection and reporting
• Managing refunds and disputes with their participants in accordance with their own refund policies
• Ensuring they have necessary permits, licenses, and insurance for their events
• The proper use of personal data collected through the Platform about their members and participants

Participants (members, event attendees, trip travelers) are responsible for:

• Providing accurate personal information
• Complying with club rules, event rules, and course policies
• Timely payment for registrations, fees, and any other obligations
• Understanding the inherent risks of participating in golf activities

Payment Processing. All payments are processed through Stripe, Inc. ("Stripe"). By making or receiving payments through the Platform, you also agree to Stripe's Terms of Service. We do not store complete credit card numbers on our servers.

Platform Fees. Operators may be charged platform fees including:

• Subscription fees for premium plans (billed monthly or annually)
• Per-event activation fees for published events
• A percentage-based platform fee on transaction revenue
• Payment processing fees (Stripe's standard rates: 2.9% + $0.30 per transaction)

Current pricing is available at the time of event publishing or plan subscription. We reserve the right to modify pricing with 30 days' notice.

Refunds. Refund policies for event registrations, sponsorships, and donations are set by the individual Operator. Parful Inc. is not responsible for refund disputes between Operators and Participants. For Platform subscription refunds, contact support@parful.io.

Taxes. You are responsible for determining and paying all applicable taxes associated with your use of the Platform, including sales tax, VAT, or other transactional taxes on event registration fees and sponsorships.

The Platform may integrate with the Golf Handicap and Information Network ("GHIN") operated by the United States Golf Association ("USGA"). GHIN data is provided for informational purposes and convenience. We do not guarantee the accuracy, completeness, or timeliness of handicap data synced from GHIN.

By providing your GHIN ID, you authorize us to retrieve your handicap information, score history, and associated club data from the GHIN system. This data is used solely for Platform features such as handicap display, competition handicap calculations, and score tracking.

GHIN, the USGA, and their trademarks are the property of the USGA. Parful Inc. is not affiliated with, endorsed by, or sponsored by the USGA.

You retain ownership of any content you submit to the Platform, including event descriptions, images, logos, scores, and other materials ("User Content"). By submitting User Content, you grant Parful Inc. a worldwide, non-exclusive, royalty-free license to use, display, reproduce, and distribute your User Content solely for the purpose of operating and improving the Platform.

You agree not to submit User Content that:

• Infringes any third party's intellectual property rights
• Contains unlawful, defamatory, obscene, or harmful material
• Contains viruses or malicious code
• Misrepresents your identity or affiliation
• Violates any applicable law or regulation

We reserve the right to remove any User Content that violates these Terms without prior notice.

You agree not to:

• Use the Platform for any illegal purpose or in violation of any applicable laws
• Scrape, crawl, or use automated tools to access the Platform without our written consent
• Attempt to gain unauthorized access to other users' accounts or Platform systems
• Interfere with or disrupt the Platform or servers
• Use the Platform to send spam, phishing, or unsolicited communications
• Create false or misleading event listings
• Process payments for activities unrelated to golf or the intended use of the Platform
• Resell or redistribute Platform access without authorization
• Circumvent any access controls, rate limits, or security measures

The Platform, including its design, code, features, logos, and documentation, is the property of Parful Inc. and is protected by copyright, trademark, and other intellectual property laws. You may not copy, modify, distribute, or create derivative works based on the Platform without our prior written consent.

"Parful" and associated logos are trademarks of Parful Inc.. You may not use our trademarks without prior written permission.

The Platform integrates with third-party services including but not limited to Stripe (payments), Firebase/Google Cloud (infrastructure), SendGrid (email delivery), GHIN/USGA (handicap data), and Google Maps (location services). Your use of these services is subject to their respective terms and privacy policies.

We are not responsible for the availability, accuracy, or conduct of third-party services. If a third-party service becomes unavailable, certain Platform features may be temporarily affected.

THE PLATFORM IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

We do not warrant that: (a) the Platform will meet your specific requirements; (b) the Platform will be uninterrupted, timely, secure, or error-free; (c) results from the Platform will be accurate or reliable; or (d) any errors will be corrected.

Assumption of Risk. Golf is a physical activity that carries inherent risks of injury. Parful Inc. is a technology platform provider and is not responsible for any injuries, damages, or losses incurred during golf events, outings, trips, or related activities organized through the Platform. Participants assume all risks associated with their participation.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, PARFUL INC., ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, ARISING FROM: (A) YOUR USE OF OR INABILITY TO USE THE PLATFORM; (B) ANY UNAUTHORIZED ACCESS TO YOUR ACCOUNT; (C) ANY THIRD-PARTY CONDUCT ON THE PLATFORM; (D) ANY CONTENT OBTAINED FROM THE PLATFORM; OR (E) UNAUTHORIZED ACCESS, USE, OR ALTERATION OF YOUR CONTENT OR DATA.

OUR TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR THE PLATFORM SHALL NOT EXCEED THE GREATER OF (A) THE AMOUNTS YOU PAID TO US IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS ($100.00).

You agree to indemnify, defend, and hold harmless Parful Inc. and its officers, directors, employees, contractors, and agents from and against any claims, damages, obligations, losses, liabilities, costs, or expenses (including reasonable attorneys' fees) arising from: (a) your use of the Platform; (b) your violation of these Terms; (c) your violation of any third-party rights; (d) User Content you submit; or (e) your operation of events, clubs, or trips through the Platform.

You may terminate your account at any time by contacting support@parful.io. We may suspend or terminate your account immediately, without prior notice, if you breach these Terms, engage in fraudulent activity, or if required by law.

Upon termination: (a) your right to access the Platform ceases immediately; (b) we may retain your data as required by law or for legitimate business purposes (see our Privacy Policy); (c) any outstanding payment obligations survive termination; (d) provisions that by their nature should survive (including disclaimers, limitation of liability, and indemnification) will survive.

Governing Law. These Terms are governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law provisions.

Arbitration. Any dispute arising out of or relating to these Terms or the Platform shall be resolved by binding arbitration administered by the American Arbitration Association ("AAA") under its Commercial Arbitration Rules. The arbitration shall be conducted in English and the arbitral award shall be final and binding. Each party bears its own costs, and the arbitrator's fees shall be shared equally.

Class Action Waiver. YOU AGREE THAT ANY DISPUTE RESOLUTION PROCEEDINGS WILL BE CONDUCTED ONLY ON AN INDIVIDUAL BASIS AND NOT IN A CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION. If this class action waiver is found unenforceable, the entire arbitration agreement shall be void.

Exceptions. Either party may seek injunctive relief in any court of competent jurisdiction for intellectual property infringement or unauthorized access to the Platform.

By creating an account, you consent to receive electronic communications from us, including emails regarding your account, event notifications, platform updates, and promotional materials. You may opt out of promotional communications at any time through your account settings or by clicking the unsubscribe link in our emails, but you may not opt out of essential account-related communications (such as security alerts, payment confirmations, and Terms updates).

Entire Agreement. These Terms, together with the Privacy Policy, constitute the entire agreement between you and Parful Inc. regarding the Platform and supersede all prior agreements.

Severability. If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

Waiver. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

Assignment. You may not assign or transfer these Terms without our prior written consent. We may assign these Terms without restriction.

Force Majeure. We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including natural disasters, wars, pandemics, government actions, or infrastructure failures.

For questions about these Terms of Service, please contact us:

• Email: support@parful.io
• Parful Inc.